The NEW approach to your mortgage.

At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.

Schedule your dreams & goals call


Val Miller

Mortgage Advisor | NMLS# 2623908

I started in the Mortgage industry in March of 2020, 1 day before the world shut down. I came in, first “big girl” job I had ever stepped into, with very little confidence and an even smaller amount of mortgage knowledge. As I learned more about the industry and eventually fate led me to working with the NEO leadership, I began to realize how much impact people were making in the lives of their clients. At the time, I was on the marketing side of the business, which felt like I was outside looking in, seeing Mortgage Advisors truly change people’s lives. I knew I wanted to be part of it.


After 4 years of “wanting” and learning about the business, I now get to work with clients firsthand to not just take on debt in order to buy a home but manage that debt in a way that helps them grow their wealth. I couldn’t be more grateful to be among the best in the industry at NEO Home Loans, where we’re changing a notoriously transactional industry, into one that changes lives for 30 years and beyond.



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OUR PROCESS

Step 1

Discovery

We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.

Step 2

Strategy

We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.

Step 3

Execution

We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.

Step 4

Wealth Maximization

Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.

The closing of your loan is just the start of our relationship.